Insurances
Health Insurance
Crystal Heimes provides affordable health insurance plans with comprehensive coverage for individuals and families in Indiana and Ohio. Plans are affordable, achievable, and adaptable to meet your healthcare needs. Our extensive network of providers and excellent customer service, you can trust us to protect your health and financial well-being. We can also provide Medicare insurance options. Crystal offers these quotes at no cost to you or your family. Call Crystal Today 765-720-8991


Medicare Supplement Insurance
Medicare provides a number of terrific benefits, but it can still leave you with expenses to pay on your own following a surgery or other common medical procedure. Contact Crystal she will help sort it out for you at no cost or obligation.
Life Insurance
Great Companies like Mutual of Omaha, Liberty Bankers American Amicable Citizens Insurance
Life insurance helps cover a person’s needs, offering affordable protection for their income and family if they pass away unexpectedly. There are different types of life insurance, with the two most common being term life and permanent life.
Term life insurance covers a specific period, like 10, 20, or 30 years. It pays a death benefit to the policyholder’s beneficiaries if they die during that time. It’s usually the least expensive option for those who want coverage.
Permanent life insurance provides lifelong coverage. It also builds cash value that grows over time, which the policyholder can use if needed. Permanent life is more expensive but offers a death benefit and savings option.
Life insurance gives peace of mind, knowing that a financial safety net is in place for your family. It ensures that loved ones are financially secure if something happens.
Understanding the different types of life insurance is important when choosing the right one for your needs. A helpful insurance agent can guide you to the best coverage for your situation.


Accidental Insurance
Accidents happen. You never know when or where, and they can lead to major disruption to your everyday life. Sometimes accidents can be minor, and a simple fix is all you need. Other times accidents can require more costly, medical attention.
Group Insurance
Protection without disruption – that’s what groups can expect when they implement MedMutual Protect worksite voluntary benefits. Modern administrative simplicity with dedicated billing and claims service enabled by state-of-the-art technology that ensures employers offer competitive and affordable voluntary options with ease. Call Crystal to see if she can help reduce your company’s insurance costs, and provide better benefits for your employees. 765-720-8991



